PERSONAL INJURY COVER FOR FOOTY PLAYERS AND CLUBS
In this article Tom looks at personal insurance provided to footy players who are registered with the Victorian Amateur Football Association. Players who are registered with their local club can access a range of personal injury benefits. The amount covered depends on the level of insurance taken out by the club.
KNOW YOUR COVER: INCOME PROTECTION, WORKCOVER & TAC
Income protection, Transport Accident Commission (TAC) and WorkCover are three types of insurance that can provide compensation if you can’t work due to injury or accident. There are key differences between these insurances regarding what they cover, when you’re covered and how much you will be paid. In this article Tom provides an overview of the three systems.
THE WHAT & HOW OF IP INSURANCE COVER!
From what income protection is, to how much you can be covered for, we’ve got all these answers for you and more - enjoy :).
HOW WELL PROTECTED IS YOUR BUSINESS?
If you’re like many business owners you have already insured the physical assets of your business from theft, fire and damage. But have you considered the importance of insuring yourself - and other key people in your business - against the possibility of death, disability and illness.
Facing a medical challenge can be stressful, you could be faced with uncertainty – asking questions like; is my diagnosis correct? Am I on the right treatment plan? Should I have surgery? If you or a family member is dealing with illness, or a chronic or serious condition, you can use Best Doctors to help get answers.
HELP PROTECT THE PRIMARY CARE-GIVER
If you are primarily responsible for looking after the home and raising your children, it’s important to consider your insurance needs.
MAKE LIFE AND TPD INSURANCE MORE AFFORDABLE
It may be more affordable to take out life and total and permanent disability (TPD) insurance in a super fund rather than outside super.
HOW TO PROTECT YOUR FAMILY'S LIVING STANDARD
If you have a financially dependent family, you should ensure you have enough insurance to maintain their living standard in the event of your death or disability.
HELP PROTECT YOUR INCOME
If you’re employed or self‑employed, income protection insurance can replace up to 75% of your pre-tax income if you are unable to work due to illness or injury.
LIFE INSURANCE MYTHS BUSTED
We look at some of the common reasons why people don’t take out life insurance and the counter arguments for why they may want to consider it.
PLANNING FOR THE UNEXPECTED
While no one likes to think that something might happen to them, or their family, it’s always best to be prepared for the unexpected.
GUIDE TO PERSONAL INSURANCE
Protecting your way of life through insurances will relieve financial pressure in what is often an emotionally and physically draining time. Below is an overview of the different types of personal insurances.